Your credit check Tyler

My score on Credit Karma is 703, but MyFICO told me 731. The score you get from any your credit check Tyler of the agencies is their own score which usually is pretty close to your FICO score, but not exact. Notify me of followup comments via e-mail Previous post: Lending Club Update: Returns Increasing Above 10% As Higher Risk Loans Stay Current Next post: What Motivates You The Most? The information contained in BibleMoneyMatters.com is your credit check Tyler for general information or entertainment purposes only and does not constitute professional financial advice. Please contact an independent financial professional your credit check Tyler for advice regarding your specific situation.

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This may include receiving access to free products and services for product and service reviews and giveaways. Any references to third party products, rates, or websites are subject to change without notice. get your credit report free We do our best to maintain current information, but due to the rapidly changing environment, some information may have your credit check Tyler changed since it was published. Please do the appropriate research before participating in any third your credit check Tyler party offers. Blog Design by Logos For Websites based on your credit check Tyler the Thesis WordPress Theme. Sitemap | Advertise | Privacy Policy | Which Debt Should You Pay Off First? This your credit check Tyler article is by staff writer Adam Baker, whose own blog paid homage to the movie, Fight Club, with the post Tyler Durdens Guide to Personal your credit check Tyler Finance. While I generally check my credit report every 4 months or so, the last time I checked my credit score was November 2008. credit reporting laws Earlier this week, I checked my credit score again.

I was pleasantly surprised to find out it was 730+!

Why would I be pleasantly surprised that my credit score has dropped your credit check Tyler between 5-10 points over the last 16 months? Because thats when we stopped playing the credit game. In early November 2008, Courtney and I not only canceled our credit cards, but also paid off our only non-student installment loan. The following month, we decided to take it a step further and close our final remaining credit card. For the last 15 months, weve lived free of credit cards, other revolving credit, and traditional installment loans. While this has had an overwhelming positive affect on our financial life, it was supposed to have a dramatically negative affect on our credit scores.

After all, the following graphic is from myFICOs your credit check Tyler Whats in your FICO Score?: According to the graph and the information on the site, we have several strikes against us: To be fair, we did have several factors working for us: Could my credit score be even higher? your credit check Tyler Its very possible that even though my credit score hasnt tanked, it could be much higher. credit report monitoring Had I not canceled my credit cards, maybe my score would be 750+ or 760+!

Theres no way to know for sure, but canceling my credit cards may have caused my score to stagnate.